Insurance Agent
Position Summary:
The Insurance Agent is responsible for identifying insurance sales opportunities and managing a portfolio of clients. This role develops risk management strategies, services new and renewal policies and sells a range of insurance products including life, property, casualty, health, auto, and farm/crop insurance. The position operates with a high level of independence and minimal supervision.
The Insurance Agent must effectively plan and prioritize work, maintain accurate customer records, and stay informed on regulatory and compliance requirements. This role involves significant customer interaction, with position level determined by years of service, education or equivalent experience, and demonstrated knowledge and skills.
Essential Functions:
To perform this job successfully, an individual must be able to perform each Essential Function and Skill satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
1. Develop and maintain a client base by networking, prospecting, and generating new leads to grow clientele.
2. Sell and customize insurance policies for businesses and individuals by assessing risks, inspecting property conditions, and explaining policy features, advantages, and limitations.
3. Calculate premiums, establish payment methods, and coordinate with underwriters by submitting required forms, photos, and documentation to obtain binder coverage.
4. Deliver and explain policies, review insurance programs, recommend changes, and ensure all requirements, including medical exams and forms, are completed.
5. Ability to effectively prioritize workload and manage time.
6. Work collaboratively in a team-oriented environment.
7. All employees are expected to exemplify and follow our core values.
8. Regular attendance and punctuality when reporting to work.
9. Travel for trade and industry schools and seminars as needed.
10. This position may require installation of a Multi-Factor Authentication (MFA) app on an employee’s personal mobile device. The MFA apps are used to authenticate a user’s identity to the system for security purposes.
11. Adhere and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to Bank and Agencies Policies and Procedures.
12. Perform other duties as assigned and requested.
Agency Core Values:
Humility- We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest.
Respectful, Genuine Care for Others- We care about each other, we care about our customers, and we care about our communities.
Finds A Way- This simply put, is nothing more than attitude. It’s a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference.
Accountability – Can encompass a great many things. For Citizens Alliance Agency, it’s about ownership. When an employee says they will do something, they follow through and get it done.
Education and Experience:
Required - High School diploma or GED. Etc.
Required - Continuing Education to maintain license.
Required - Ideal candidates have 3-5 years of insurance experience; however, we are open to training candidates with potential.
The employer has the right to revise this position description at any time. The position description is not a contract for employment.
Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.
